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Loan Services Representative
| Details |
Country: USA
Location: Missouri-St. Louis Saint Louis, MO
Total applied: 37 Job Category:Banking/Real Estate/Mortgage Professionals
Relevant Work Experience:1+ to 2 Years
Location:Saint Louis, MO
Status:Full Time, Employee
Career Level:Experienced (Non-Manager)
Relevant Work Experience:1+ to 2 Years
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Loan Services Representative
FOUND: A great place to work!
WHY JOIN STATE FARM?
At State Farm, we are proud of our over 80 years of service to our policyholders. As the # 1 insurer of automobiles and homes in the United States and an insurance leader in Canada, State Farm Insurance has been helping people manage the risks of everyday life and recover from the unexpected since 1922.
At State Farm, we recognize that our workforce is the key to our business success. We have nearly 100,000 employees and agents working throughout the United States and Canada. We remain committed to maintaining an environment that enables every employee to make the greatest possible contribution. At State Farm we embrace diversity and strive to be the employer of choice for candidates of all backgrounds. If you are looking for a company that will provide you meaningful work with a competitive benefits package, consider joining our team.
WHAT ARE THE DUTIES AND RESPONSIBILITIES OF THIS POSITION?Respond to inquiries from customers and resolve customer complaints, discuss loan declinations with customer, assist agents and staff in the proper completion of loan documents Accurately interpret rate schedules, policy manuals, procedure guides and automated application processing system information to provide support for customers in the completion of consumer loan transactions Provide input to credit analysts in the second review process Obtain payoffs from lien holders in refinance or lease buy out transactions Works with Agency Field Specialists to develop relationship and expedite information necessary to and from the field Train and educate agents and staff on consumer loan program Assist service provider with the completion of service requests.
WHAT KNOWLEDGE AND SKILLS ARE NEEDED TO BE SUCCESSFUL IN THIS POSITION?Knowledge of all aspects of consumer lending and call center operations Understanding of consumer loan process and how to identify issues Assist in developing policies and procedures Project coordination Demonstrate leadership, communication, and negotiation skills
ITEMS OF NOTEMay work irregular hours due to time zone differences of agents and/or consumers May travel for meetings, seminars, and additional training
ADDITIONAL INFORMATIONFunction as a loan center representative via an automated call distribution system to respond to inbound calls from agents/staff and customers Accurately interprets rate schedules, policy manuals, procedure guides and automated application processing system information to provide support for agents/staff in the completion of consumer loan transactions Provides input to credit analysts in the second review process Assists customers, agents and staff in vehicle registration and lien placement processes Assists agents and staff in the proper completion of loan documents Obtain payoffs from lienholders in refinance or lease buyout transactions Resolves customer concerns Develops training aids to assist the State Farm agents and staff during the consumer loan process Works closely with the Zone Bank Coordinators to develop relationships and expedite information necessary to and from the field Train and educate agents and staff on consumer loan program Handle inquires from customers concerning the consumer loan program or their individual loan Assists service provider with the completion of service requests Ensures that daily quality of activity meets or exceeds department standards Achieve or exceed department objectives for production standards on a regular monthly basis
OUR TOTAL REWARDS PACKAGE
At State Farm, we offer a comprehensive compensation package that includes a competitive starting salary, annual merit reviews, and annual bonus potential. In addition, you will be eligible to participate in our comprehensive benefits package including Medical, Dental, Life and Disability Insurance, Vision, 401K Plan (Savings & Thrift in Canada), a fully funded retirement plan, and more.
State Farm Insurance is an equal opportunity employer.
Please visit our Corporate website at:
statefarm.com®
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