Personal Loan Consultant

Bring innovation home with Countrywide’s Consumer Markets, a division of Countrywide Bank, FSB. Be the strength behind a $1.3 trillion portfolio* and the source for new ideas and solutions for more of America’s homeowners and business partners. Apply your mind, heart and entrepreneurial talents with the industry’s leading team, and discover why top-performing mortgage professionals excel with us.  Personal Loan Consultant   Primary Responsibilities Include:·  Handling Home Loan inquiries from prospective Borrowers·  Analyzing customer needs and advising them on which of Countrywide's loan programs will best accomplish their objectives·  Determining the borrower's ability to qualify by running credit reports and reviewing them in conjunction with borrower-provided income and asset information·  Advising on property value based on existing data, automated Valuation tools and borrower-provided information·  Making initial decisions on whether loan requests will meet Countrywide's approval guidelines·  Exercising independent judgment in order to effectively communicate complex criteria, guidelines and mortgage-industry terms to customers·  Overcoming objections and collecting up-front fees for Appraisals and Credit Reports·  Packaging loans for processing   A Successful Candidate Will Have:·  High school diploma·  2+ years of Mortgage Sales experience·  Mortgage, Residential and Financial-Services background·  Superior knowledge of Mortgage Loan Origination, Operations, Products and Real-Estate Transactions·  Demonstrated experience in selling Mortgages via telephone·  Thorough understanding of Fair Lending·  Ability to successfully sell in a highly automated, fast-paced environment·  Strong PC skills (i.e. Microsoft Word, Excel, PowerPoint, Lotus Notes, Internet, etc.)·  Exceptional verbal and written communication skills·  Exceptional interpersonal skills   The Ideal Candidate May Also Possess:·  College degree in a related course-of-study   Countrywide is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our people. EOE. M/F/D/V.