RESIDENTIAL MORTGAGE/CONSUMER LENDING COMPLIANCE OFFICER

Union Bank of CaliforniaInvest in your career. Invest in your future. At Union Bank of California, our people are our greatest asset. We are one of the largest banks in California with a longstanding reputation for professional training and career development. In addition to investing in our employees, Union Bank has established a generous community reinvestment program that works to uplift communities and watch them grow. We invest in a diverse workforce as our employees come from many different backgrounds, bringing with them different experiences and perspectives. Become part of a team where community, diversity, and exceptional service are part of everyone’s job. Invest in you! Independently monitor compliance in the assigned compliance focus area(s), and communicate this information to line compliance personnel.  Depending on area can be required to develop and produce monthly reports for executive management.  Significant effect at division or group level, and has a moderate to significant effect on the Bank's overall operations, public image, regulatory evaluation, etc.  Advise executive and line management on emerging compliance issues, and assist line unit compliance officers in establishing policies, procedures and controls.
 
Major Responsibilities
Keep up-to-date on changes in laws and regulations impacting residential mortgage and consumer lending areas and promptly communicate this information to line compliance personnel, and/or executive management.  Can also provide technical expertise as needed to implement the changes.
 
Set minimum standards for compliance testing and monitor results, as well as provide an ongoing assessment of the Bank's compliance focus area.
 
Work independently to create/maintain databases and comprehensive status reports for providing risk-focused information regarding the Bank's compliance with certain regulations to Team Leader or Chief Compliance Officer.
 
Assist in regulatory examinations of the residential mortgage and consumer lending areas by federal regulators or other internal or external auditors.
 
Monitor status of any necessary corrective actions.
 
Maintain effective working relationships with line management, and provide technical assistance, training, information, and analysis to line compliance personnel.
 
Initiate and complete special project assignments, such as due diligence examinations, task force projects, or special ad hoc reviews delegated by Team Leader or Chief Compliance Officer.
 
Keep Team Leader and Chief Compliance Officer informed of compliance issues.
 
Prepare and present reports to compliance management regarding status of compliance in areas of compliance focus.
 
Provide work direction to others. **MAIN LOCATION-SAN FRANCISCO, SAN DIEGO (OPTIONAL)



Typically requires a minimum of six years of compliance experience in residential mortgage and consumer lending areas or equivalent banking work experience in regulatory compliance, or other related area of banking, with at least three years of direct compliance experience.


Typically requires a BS degree and professional certification in either CRCM or CRP is highly desirable.


Excellent ability to analyze, communicate verbally or in writing and make recommendations effectively regarding complex laws and regulations to line personnel and senior management.


Demonstrate superior leadership, consulting, presentation and project management skills.


Intermediate knowledge of Microsoft Office applications, e.g., Word, Access and Excel.


Union Bank of California offers a competitive compensation and benefits package, including a 401K plan.  Pre-employment background screening is required for all positions.  Union Bank of California is an equal opportunity employer.