Risk Analyst - Loss Mitigation

Risk Analyst – Loss Mitigation



Flagship Credit Corporation, a regional non-prime automotive lender, seeks an experienced professional to join its Risk Department as it looks to transform and enhance its position in the market as a leading non-prime consumer finance lender.  This position will report directly to the Director of Risk Operations.

As member of the Risk Department, the Analyst will support the Loss Mitigation and Servicing Department by developing quantitative techniques for improving trend analysis, developing forecasting models, and aiding the Department in improving operational efficiencies.  Additionally the position is expected to be an active member of the risk team, providing company wide reporting and analysis while adding the culture of analytical thinking and discipline.



Candidates should be comfortable with small company environments and expected to concurrently manage multiple complex projects and thrive in a fast-paced dynamic organization.




Key Responsibilities: Perform portfolio analyses to identify patterns and improvements in the areas collections staffing and queuing, repossession and vehicle disposal strategies, and overall risk mitigation. Independently develop techniques for data collection, analysis and presentation of findings. Create models to forecast delinquencies, charge-offs, repossessions and other Loss Mitigation matters. Develop reporting to ensure Policies are strictly adhered to and risk factors are accurately identified. Perform other projects as required.




Education/Experience Required: Bachelors Degree required, strong preference for quantitative discipline such as Mathematics, Economics, Statistics, Engineering or Computer Science. Advanced degree in Statistics, Economics, Mathematics or Decision Science preferred. Subprime/nonprime lending experience a strong plus. Outstanding analytic and problem-solving abilities. Strong communication skills and detail oriented. Ability to perform in a rapidly changing, high intensity environment.


The ideal candidate will have experience in small company environments where creative solutions and cross-functional teams are required.  A strong background and understanding of the economics of an auto loan or consumer financial product is preferred.