SR - Loan Officer - Chula Vista

At Countrywide’s Full Spectrum Lending, a division of Countrywide Bank, FSB, we believe that everyone deserves a chance to achieve the dream of owning a home. That’s why we’ve helped pioneer the industry through a diversity of leading loan products. It’s about doing the right thing for more people, our clients, and our team. Learn more about the breakthrough opportunities of Countrywide’s Full Spectrum Lending today. Upon joining Countrywide's Full-Spectrum Lending (FSL) Division, qualified candidates will not only receive extensive orientation but also participate in formal classroom-training geared towards familiarizing and equipping new Loan Officers with thorough, working knowledge of FSL's proven business-strategies, policies and procedures and lending processes. This training primarily focuses on (but is not limited to) lead-distribution methodologies, sales-lending strategies, compliance issues, underwriting and loan-processing systems. Primary Responsibilities Include: · Advising potential borrowers regarding appropriate loan programs which may best suit their needs · Engaging in follow-up activities with prospective borrowers · Filing renegotiations and Underwriting program changes · Maintaining up-to-date knowledge of all program policies and procedures · Assisting Loan Specialist on gathering file documentation · Completing loan application forms and adverse action notices, when appropriate A successful Candidate will have:  2+ years experience in mortgage sales with a history of funding 8 units per month in a large corporate environment.  Applicants with less than 2 years of origination experience must have a history of successfully funding 8 units per month. Applicants who have little or no origination experience must have solid industry experience in one of the following areas; real estate, mortgage processing/underwriting, retail banking or collections. Ability to be detail-oriented and ability to multi-task without loss of high-level performance, productivity or efficiency. Knowledge of the applicable laws and regulations pertaining to mortgage banking, financial services, mutual funding and/or the workplace (i.e. FSLA, Civil Rights Act, American Disabilities Act, etc.) Effective interpersonal and communication skills. Proficiency with current software such as Lotus Notes, Microsoft Word, Excel and Access.Countrywide is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our people. EOE. M/F/D/V.