Senior Underwriter - DE - referral/signon bonus available!!!

 Job Description: Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.   *Minimum Qualifications: Must have DE (Direct Endorsement) 4+ years mortgage underwriting experience. Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation. High degree of attention to detail. Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines. Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment.  Preferred Skills  Current government loan underwriting experience. VA/Lapp designations are highy preferred for this position  Who We Are: CSI Search is the professional recruiting arm of The CSI Companies. We specialize in the career advancement of professionals in the Accounting, Finance, Commercial Banking, Mortgage and Real Estate Industries. CSI Search is led by experienced financial professionals including ex-Big 4 and industry executives. How does this benefit you? CSI's recruiters are constantly meeting with new and existing clients to better understand their operations and recruiting needs. This leads to thoroughly qualified job leads which translate to more opportunities for our candidates. Why Work with CSI Search? Because CSI's recruiting team is made up of industry veterans, we know what it's like to be recruited and we know how important confidentiality and professionalism is. CSI has learned that partnering with our clients is only one half of the equation; we also make it a priority to partner with our candidates. What do I do now? Contact one of our recruitment specialists to hear about the opportunities we're currently working on. Additionally, discuss with us what type of opportunity you're ideally looking for and the type of company you're targeting. From there, we can work together to identify the ideal role for you. The CSI Companies, Inc. was established in 1994 and is one of the fastest growing staffing organizations in the country. CSI was named to the Inc Magazine's national list of 500 top performing private companies in and Florida's 100 fastest growing companies. In 2005, CSI was recognized as one of the top 25 fastest growing staffing firms in the nation by Staffing Industry Report. Company: The CSI Companies Location: Cranford, NJ Salary: 50,000.00 - 88,000.00 USD /year Status: Full Time, Employee Job Category: Banking/Real Estate/Mortgage Professionals Career Level: Experienced (Non-Manager) Reference Code: Underwriter-NJ Email: Apply by Email