Sr. Credit Analyst

BASIC PURPOSETo research and analyze the credit underwriting and associated financial risk associated with the design and approval of specialized loans/advances to meet the financing needs of the Bank's member institutions.PRINCIPLE ACCOUNTABILITIES 1. Responsible for accessing various external sources to obtain credit information on member institutions including but not limited to call reports, Reports of Examination, and the like from the banking regulatory agencies, corporate financial statements, and other information related to the financial condition of the member, and to incorporate this information into the Bank’s credit files as required. Based on the analyses of all the credit information collected, recommend collateral status of members. 2. Assists in the analysis of proposed credit arrangements negotiated with a member institution and associated with the approval of a loan/advance to meet the specific financing and asset liability management needs of the institution. 3. Conducts research and designs appropriate management reports as required to assist the Credit Review Committee and senior management in analyzing the credit risk exposure of the Bank to specific member institutions. 4. Assists management in keeping the Bank’s Credit Policy in compliance with all FHLBank System guidelines and regulations issued by the Federal Housing Finance Board. 5. Monitors the financial and credit markets to remain current on the underwriting criteria pertaining to commercial banks, thrifts and broker dealers as it relates to the Bank’s Investment Policy. 6. Assumes additional duties and responsibilities as assigned. JOB SPECIFICATIONS1. BBA, BS, or BA degree required with a major in finance, accounting or economics preferred. 2. 5 or more years of increasingly responsible credit analysis or commercial underwriting experience related to commercial banks, thrifts and broker dealers or 5 or more years as a federal regulator (OTS, OCC, FHFB, FDIC)3. PC and mainframe applications experience with various spreadsheet and/or other financial analysis software, along with a demonstratedFinancial Industry Experience