UNDERWRITER II

Required SkillsBachelor degree preferred in Business, Finance or Accounting. Minimum of five years bank experience in a commercial lending position. Successful completion of a PNC Credit Training Program (18-24 months) or a comparable program at another financial institution or participation in lending or credit activities for a period of two to four years. Depending on assigned line of business, relevant industry experience may be required.Advanced credit analytical skills. Developing knowledge of risk management, credit policy and credit administration procedures. Computer literacy. Familiarity with Bank’s computer-based tools. Strong teamwork and written and verbal communication skills. Must be self-motivated and proficient in time management skills. Centralized commercial credit underwriting experience is highly desirable.This position will be located in either the Philadelphia, PA or Annapolis, MD area. The address for the Maryland office is 1824 George Avenue, Annapolis, MD 21401.Job DescriptionProvides analytical support for the extension of credit and ongoing administration of credit. Interacts independently or in concert with others with relationship managers, other sales personnel, credit officers, and occasionally bank management, clients or prospects. Prepares offerings by determining and gathering the information necessary to analyze the financial strength of borrowers. Participates actively in due diligence meetings with borrowers. This is done by assessing organizational structure and financial statement such as balance sheet, income statements, and cash flows, and evaluating overall strengths and weaknesses of borrower.May assist or have primary responsibility for the timely administration of loans within an assigned portfolio including the preparation of annual reviews and the satisfactory resolution of credit deficiencies such as collateral exceptions and covenant violations. Interested individuals please submit your resume by selecting the "Apply Now" button. By selecting the "Apply Now" button you will be linked automatically to PNC's website to submit your resume. This is not, in and of itself, an application for employment. After your resume is submitted, it will be available for review and consideration by the recruiter for this position. If you are scheduled for an interview, you will be asked to complete an employment application at that time. Company: PNC Bank Location: 8800 Tinicum Boulevard1824 George Avenue/Annapolic, MD 21401Philadelphia,PA 19153 Status: Full Time, Employee Job Category: Accounting/Finance/Insurance Career Level: Experienced (Non-Manager) Reference Code: 477395 PNC offers an exceptional array of benefits, a competitive salary, a 401 (k) saving plan and an environment that offers not only support, but intellectual challenge and reward as well. For additional information, please visit our website www.pnc.jobs. We are an EOE, Drug/Smoke-Free Employer. M/F/D/V/SO.