Underwriter Associate

Bring innovation home with Countrywide’s Consumer Markets, a division of Countrywide Bank, FSB. Be the strength behind a $1.3 trillion portfolio* and the source for new ideas and solutions for more of America’s homeowners and business partners. Apply your mind, heart and entrepreneurial talents with the industry’s leading team, and discover why top-performing mortgage professionals excel with us.  * December 2006 SEC filing.Underwriter Associate   Primary Responsibilities Include:·  Reviewing, examining and underwriting loans to ensure soundness, business value and compliance with Countrywide and Investor standards·  Assessing loan attributes and documentation for soundness and accuracy·  Reviewing, evaluating and synthesizing data to ascertain loan viability and identify risk issues and potential fraud·  Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors·  Determining and documenting loan conditions and communicating requirements and/or decisions·  Assisting in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions·  Providing input on new and/or existing Underwriting processes, procedures and/or approaches·  Reviewing, inspecting and validating standard Loan Applications for completeness, accuracy and soundness·  Underwriting loans in compliance with internal and regulatory guidelines·  Following established parameters, rules and practices·  Resolving a variety of conventional problems, questions and/or situations in accordance with established criteria, practices and/or protocol   A Successful Candidate Will Have:·  High school diploma, GED or equivalent·  1+ year(s) of Processing and/or Underwriting experience·  Underwriting designation or partial completion of Underwriting designation·  Effective understanding of Countrywide’s Processing, Underwriting and Closing procedures·  Intermediate-level computer skills·  Ability to establish customer relationships·  Effective verbal and written communication skills   Countrywide is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our people. EOE. M/F/D/V.