Portfolio Risk Manager

The Risk Leader for the Client Credit Portfolio will assume the lead risk role for portfolio initiatives and be an integral team member on new product introductions. This role has primary accountability for client relationship, strong asset quality, and profitability.

Essential Responsibilities:

Assume ownership of and be a leader in driving enhanced strategies for the client's credit card portfolio using new development techniques and champion/challenger learnings to manage credit and fraud risk while driving growth and profitability.

Work cross-functionally to ensure successful launches of various new products and features.

Lead, develop, execute, track, and promote Risk-based best practices across key strategic initiatives; new product pricing, segmentation & analytics, account level profitability, and best in class tools and technology.

Coordinate Risk ACoE to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements.

Coordinate planning cycle with Client Development, marketing, etc. to ensure consistency in business plans. Responsible for meeting sales, revenue, loss, and net income numbers for portfolio.

Develop strong, positive client relationship and deliver client facing and front office presentations. Leverage breadth of portfolio experience to be gained from Portfolio Risk Management environment into value-add Best Practices across deal structure.

Work with COE teams (i.e. Collections, Fraud, etc.) to analyze performance and drive enhancements to all account management strategies across the portfolios.

Perform other duties and/or special projects as assigned.

Basic Qualifications:

Bachelors Degree Preferred degrees include Business, Statistics, Mathematics, and/or Engineering.

5+ years in credit card and/or consumer finance risk management with focus on portfolio management

Proven ability to operate in a team environment and work in a matrixed organization

Excellent Communication skills and presentation skills

Strong ability to balance client and company needs to achieve Program goals

Strong analytical skills

Proficient in Microsoft Office Suite (Word, Excel, PowerPoint) programs

Financial acumen to drive efficiency in capital usage, loss control, and profitability

Desired Characteristics:

Prefer Masters degree in an analytic field

Private label credit card risk management experience in large retail environment

Writing SQL queries and/or SAS programming language

Systems/IT project management experience